Our Loan Programs
Our loan portfolio is designed to meet a diverse range of commercial financing needs. We offer customized solutions for the following property types:
INDUSTRIAL BUILDINGS
Financing for factories, warehouses, and other industrial facilities.
MEDICAL FACILITIES
Loans tailored for clinics, medical offices, and healthcare properties.
MULTI-FAMILY APARTMENTS
Solutions for apartment complexes and multi-family housing developments.
SINGLE-FAMILY RENTALS
Competitive loans for single-family rental properties and investment housing.
SPECIALIZED BUSINESS PROPERTIES
Including fast-food establishments, auto repair facilities, and other unique commercial spaces.
OUR LOAN SPECIALTIES AND APPROVAL PROCESS
Pacific West Mortgage specializes in fast, flexible financing solutions for small commercial properties. With approvals typically completed in just 7 to 10 days—sometimes even faster—we focus on industrial buildings, single-family rental properties, infill land sites, and specialty-use spaces like car washes, gas stations, and auto repair facilities. While we offer a wide range of loan options, we do not provide construction loans for retail or office buildings. Located in downtown Torrance, our team has a history of successful loans across diverse borrower needs. To start your application, we’ll need a property address, loan amount, term, and intended loan use, followed by a brief application and title report. Depending on the property type, we may also request details on existing tenants or an environmental review. For us, every client relationship is a partnership, and we’re committed to helping you succeed in your commercial real estate ventures.
COMPREHENSIVE LOAN SERVICES
Our team supports you throughout the entire loan process with a full suite of services, ensuring a seamless experience:
LOAN CONSULTATION
Assessing your financial situation and commercial lending needs.
LOAN OPTIONS
Presenting tailored loan options to fit your specific property and business goals.
PRE-APPROVAL ASSISTANCE
Helping you obtain pre-approval to expedite the loan process.
RATE COMPARISON
Providing competitive interest rates and loan terms for informed decision-making.
APPLICATION GUIDANCE
Assisting with application steps and necessary documentation.
CREDIT ASSESSMENT
Evaluating the borrower’s credit report and advising on improvements if necessary
NEGOTIATION
Negotiating terms and conditions with lenders on behalf of the borrower
CLOSING COORDINATION
Managing closing details and ensuring a smooth process with all parties.
DOCUMENTATION SUPPORT
Ensuring all necessary documents are collected and submitted correctly
POST-CLOSING SUPPORT
Offering continued assistance for any questions about your loan or payments.