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Since 2007, Pacific West Mortgage has been providing specialized small commercial loans from $100,000 to $5 million across Southern California and the San Francisco Bay Area, serving LA County, Riverside, Ventura, San Diego, Orange County, San Bernardino, and beyond. As a family-owned business with roots in real estate dating back to 1989, we bring a legacy of trust, understanding, and local market expertise to every transaction. Our commitment is to help clients navigate the complex landscape of small commercial real estate with speed, flexibility, and a client-centered approach.

The Podcast Corner

Community Leadership in Action: What Every Los Angeles Property Owner Must Know

In this episode, host Mark is joined by John Davis, President of the Avalon Gardens Community Association, for a candid conversation about community advocacy, infrastructure, and neighborhood change in South Los Angeles.

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Protecting Your Property: What Every Buyer and Lender Must Know

In this episode, Mark is joined by real-estate attorney Anthony Geraci to uncover the truth behind title insurance — one of the most misunderstood but critical steps in any property deal.

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Raising Capital Legally: What Every Real Estate Investor Must Know

In this episode, Mark sits down with Kevin Kim, Partner at Fortra Law, to unpack the complexities of raising capital legally and responsibly in real estate syndications.

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Environmental Reports Explained: What Every Commercial Property Buyer Must Know

In this episode, host Mark is joined by environmental expert S&S Commercial Environmental Services, Inc. to demystify environmental reports and explain why they’re essential in commercial real estate transactions. Whether you’re a buyer, broker, or investor, this deep dive could save you millions in future liabilities

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Bankruptcy & Real Estate: What Every Lender and Landlord Needs to Know

In this episode of the Pacific West Mortgage Fund Podcast, Mark Granger is joined by attorney Marina Feynman, along with Patrick Granger and Bill Fox of Breakwall Financial, to break down the realities of bankruptcy in today’s market.

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Evictions in California: What Landlords Need to Know in 2025

In this episode of the Pacific West Mortgage Fund Podcast, Mark and Patrick Granger are joined by eviction attorney, Sherry Lear, of Lear Law for a deep dive into the complex world of evictions in California — especially as unlawful detainer cases are on the rise.

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Pacific West Mortgage Fund Podcast: Recent Deals, AB 130, Broker Incentives + Dodgers Tickets!

In this episode, Mark and Hanna from Pacific West Mortgage Fund break down recent loan transactions, dig into important legislative updates (AB 130) affecting second trust deeds, and unveil broker referral incentives you won’t want to miss — including $100 gift cards, $1,000 bonuses, and even Dodgers tickets with VIP perks!

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Thinking about buying your first commercial property?

In this episode, Pacific West Mortgage Fund founder Mark Granger and his son Patrick — a first-time commercial buyer — walk through the real-life purchase of 18121 South Broadway in Carson, CA, a 12,000 sq ft industrial building that had been vacant for nearly 20 years. From the purchase agreement to environmental reports, they share the exact steps every buyer needs to take before escrow closes — and the costly mistakes to avoid. Whether you’re a broker, investor, or first-time buyer, this checklist could save you from some very expensive surprises.

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In this candid interview, Pacific West Mortgage Fund founder Mark Granger sits down with Hanna to reflect on 20 years in the private money lending business — what worked, what didn’t, and where the market is heading. From the origins of the fund to today’s rising default rates and tightening regulations, this is an honest look at what it really takes to run a private equity lending fund in California. If you’re an investor, borrower, or mortgage broker working in the commercial real estate space, this one’s worth your time.

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Why Choose Pacific West Mortgage Fund?

COMMERCIAL REAL ESTATE

COMMERCIAL REAL ESTATE

Our deep focus on small commercial properties gives us a unique advantage. By understanding the Southern California and Bay Area markets inside and out, we provide tailored solutions that go beyond the basics. Whether it’s industrial spaces, multi-family rentals, or specialty use properties like auto repair shops or gas stations, our expertise empowers you to make confident investment choices in a competitive market.

ASSET-BASED LENDING

ASSET-BASED LENDING

At Pacific West, we prioritize your property’s value and future potential rather than just your credit score. As an asset-based lender, we can offer greater flexibility in financing, opening doors for borrowers who may not fit conventional loan criteria. This approach allows us to say “yes” more often, ensuring you get the financial support to move your investments forward.

PERSONALIZED SERVICE FOR EVERY CLIENT

PERSONALIZED SERVICE FOR EVERY CLIENT

Each client’s vision and financial situation are unique, and our loan solutions reflect that. Whether you're an experienced investor or new to commercial real estate, our team guides you through each step—from initial consultation to closing. You’ll work directly with decision-makers, gaining expert insights and support tailored to your needs.

SPEED AND FLEXIBILITY

SPEED AND FLEXIBILITY

In real estate, timing is everything. We pride ourselves on rapid approvals and the agility to meet tight deadlines. Our streamlined processes and flexible criteria ensure that we can quickly provide the funding you need to act on time-sensitive opportunities.

PROVEN TRACK RECORD

PROVEN TRACK RECORD

With decades in the industry and hundreds of successful loans completed, Pacific West Mortgage has built a reputation for reliable, consistent results. Our track record, extensive experience, and long-standing client relationships are testaments to our commitment to quality service and successful outcomes.

Get Started Today

Partner with Pacific West Mortgage Fund LLC and experience the benefits of working with a lender who truly understands your market. Contact us today to discuss your financing needs and discover how we can help you achieve your real estate goals. Our team is ready to provide the personalized service and expert guidance you need to succeed.

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Frequently Asked Questions

What types of properties do you finance?

What types of properties do you finance?

Our expertise lies in financing small commercial real estate, including industrial buildings, multi-family apartments, single-family rentals, specialty purpose buildings (such as car washes and auto repair shops), and infill land sites in California. We do not provide loans for office building or construction projects.

How does the loan approval process work?

How does the loan approval process work?

The process is designed to be efficient and client-friendly. After an initial consultation, we evaluate the property and loan details, aiming for approval within one to two weeks. With our rapid in-house decision-making, loans are often finalized within 7 to 10 business days.

How do I start a loan application with Pacific West Mortgage?

How do I start a loan application with Pacific West Mortgage?

Starting is easy—just reach out to our team by phone or email to set up a consultation. We’ll guide you through each step, ensuring a seamless process from the first inquiry to closing.

What are the benefits of asset-based lending?

What are the benefits of asset-based lending?

Our asset-based approach places emphasis on the property’s value, allowing borrowers with diverse financial profiles to access financing. Even if your credit isn’t perfect, you may still qualify for our loans based on the strength of your property. Our loans start at 8%. This flexibility enables a wider range of clients to achieve their commercial real estate goals.

MEET OUR TEAM

Mark Granger

Mark Granger

Founder and President
    Hanna Granger

    Hanna Granger

    Vice President - Operations Manager

      Vendor Information

      Sherry Anne Lear

      Company Name: Law Offices of Sherry Anne Lear
      Industry: Legal
      Contact Name: Sherry Anne Lear
      Website: sherrylearattorney.com
      Email: sherry@sherrylearattorney.com
      Podcast: YouTube Link

      Geraci, LLP

      Company Name: Geraci, LLP
      Industry: Legal
      Contact Name: Anthony Geraci
      Website: www.geracillp.com
      Email: info@geracillp.com
      Podcast: YouTube Link

      Brown & Brown Insurance Services, Inc.

      Company Name: Brown & Brown Insurance Services, Inc.
      Industry: Insurance
      Contact Name: Michael Esparza
      Website: https://www.bbrown.com/us/
      Email: Michael.Esparza@BBrown.com
      Podcast: YouTube Link

      Resto Bros

      Company Name: Resto Bros
      Industry: Comprehensive Restoration Specialists
      Contact Name: Kevin Kim
      Website: https://restobros.com
      Email: connect.restobros@outlook.com

      S & S Commercial Environment Services

      Company Name: S&S Commercial Environmental Services, Inc.
      Industry: Environmental Services
      Contact Name: Steve Quartararo
      Website: http://www.phase1reports.com
      Email: s.quart@att.net
      Podcast: YouTube Link

      Fortra Law – Marina Feinman

      Company Name: Fortra Law
      Industry: Legal
      Contact Name: Marina Feinman
      Website: fortralaw.com
      Email: info@fortralaw.com
      Podcast: YouTube Link

      Fortra Law – Kevin Kim

      Company Name: Fortra Law
      Industry: Legal
      Contact Name: Kevin Kim
      Website: fortralaw.com
      Email: info@fortralaw.com
      Podcast: YouTube Link

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