Zero Point Loans

Zero Point Loans – Save your client money!!!

We know that your time is money, and you can’t afford to spend it with a lender who does not perform – that’s why we work hard to make the lending process easy.

We know exactly what is needed to close the loan.

We produce all loan documents usually within days of loan approval.

Our underwriting is done in-house.

Longer loan periods considered – Up to 10 years! 

Low Low Points

Lender Points – low, and negotiable

Broker Points – you determine
based on your client’s requirements

Broker is in control of pricing

60% LTV

Higher Loan to Value possible with credit, and strength of borrower.


12 Month Term

Up to 60 months possible depending
on credit and strength of borrower


$2750 Flat Fee

$2750 includes document preparation and processing fees.

Other fees may be required depending on loan specifics.

Normal Title and Escrow charges apply.


Property Types

Gas Stations
Self-Storage Facilities

Car Washes
Tough Environmental Scenarios
Residential SFR, Condo, 1-4 units
Apartments (5+ units)
Broken Construction

We make it easy for your clients!

  • Self Employed
  • No Tax Returns
  • 1099 program
  • Investment Property Loan Maturing Soon
  • No look back on BK’s
  • Blanket Loans (using multiple properties and cross collateralizing)

Copyright © 2022 Pacific West Mortgage Fund. All Rights Reserved. Equal Opportunity Lender. Loans made or arranged pursuant to California Department of Financial Protection and Innovation; CFLL #603B283. The programs shown do not create a commitment to lend. Restrictions and additional guidelines will apply. LTV limits are based on current, accurate appraised value. Pacific West Mortgage Fund reserves the right to amend rates/guidelines and are subject to change without notice. Available only in California – selected counties – Los Angeles, Orange, Ventura along with San Francisco / Oakland Bay area. Pacific West Mortgage Fund does not provide legal advice, and nothing herein should be relied upon as legal advice. The information presented herein is intended solely for the use of Licensed Mortgage Professionals and Real Estate Agents. Distribution to consumers is strictly prohibited as defined by Section 1026.2 of Regulation Z