Pacific West Fund's investment strategies

Win-win situations for the borrower, who needs funds at affordable and flexible terms, and the investor, who needs stable, secure and above average returns

Pacific West is careful to structure the terms and conditions of each loan such that they meet the needs of both the investors and borrowers. Although it is Pacific West's intention to fund loans in which the borrower is able to consistently pay interest and principal in a timely manner, in the case when a loan defaults and the property is taken back by the fund, the Investor actually has the potential to earn more income.

This additional income results from the loan amount being well below market cost. When Pacific West sells property taken through a foreclosure all profits from the sale of the property go directly to the fund investors.

Pacific West achieves security through loan diversification

In addition to conservative underwriting for each loan, the Investor enjoys further security by being able to invest in a fund that holds a diversified pool of loans. In this way, the Investor is not dependent on the returns of a single loan to maintain his or her overall yield.