Benefits

Why investors choose Pacific West Mortgage Fund as their prime choice for high returns 

• Higher returns.  Pacific West generally pays dividends 4-6% higher than CDs.
• Defensive investment in the real estate market. Even if the real estate market remains flat or declines, high yields can still be earned from the Fund with a margin of safety. Pacific West loans average between 45-50% loan to value and never exceed 70%. We always have a large margin of safety regardless of market change.
• A diversified portfolio of loans. The Investor is not dependent on the returns of a single loan. By using a group of loans, Pacific West creates a consistent, secure, and high yield income stream.
• A protection against interest rate increases. Loans are short term and have adjustable rates. Our returns can adjust with any increases in interest rates.
• Professional management and loan servicing is provided for the Investor. This is a big advantage for the investor that wants a passive investment.
• Significant alignment of interests with the Investors. The Fund manager is investing his own capital in the Fund.
• All operational fees of the Fund are paid by the manager. These fees include marketing, sourcing loans, loan documentation, and compliance.
• The fund is audited each year and complies with General Accepted Accounting Principles (GAAP). All financial records are available to the investor at the end of each quarter including audited financials for the Fund.
• The investor can invest in the trust deed market with a minimum investment of only $20,000.
• The Investors benefit from the significant experience of the Pacific West management team. All origination, underwriting, loan servicing and interfacing with the borrowers is done by the manager.
• Pacific West has a flexible payout. The Investor may choose to receive monthly cash distributions or reinvest their profits to receive compounded returns. It is even possible to specify a fixed or partial payout amount.