Higher than average returns - Investments are secured by valuable real estate.

Defensive investment in the real estate market - even if the real estate market remains flat or declines, high yields can still be earned from the Fund with a margin of safety. Pacific West loans never exceed 70% loan to value and usually are much lower. In the event of a market decline, Pacific West always has a large margin of safety.

A diversified portfolio of loans - the Investor is not necessarily dependent on the returns of a single loan to earn high yields on the overall fund – and by pooling the loans the income stream is much more consistent and secure.

A protection against interest rate increases - most loans are short term and with variable rates – the returns can then go up with any increases in interest rates.

Professional management and loan servicing is provided for the Investor - This is a big advantage for the investor that wants a passive investment.

Significant alignment of interests with the Investors - the Fund manager is investing his own capital in the Fund.

All operational fees of the Fund are paid by the manager - These fees include advertising the Fund, sourcing loans, loan documentation, and compliance.

The fund is audited each year and complies with General Accepted Accounting Principles (GAAP) - All financial records are available to the investor at the end of each quarter. Tax returns for the Fund can be provided by the manager.

The investor can invest in the trust deed market with a minimum investment of only $20,000.

The Investors benefit from the significant experience of the Pacific West management team - all origination, underwriting, loan servicing and interfaces to borrowers are arranged through the manager.

The investment has a flexible payout - The Investor may choose to receive monthly cash distributions or reinvest their profits to receive compounded returns. It is even possible to specify a fixed or partial payout amount.

The Investor in the Fund is given a preferred return of 8%. If the Investor does not earn at least an 8% cumulative return, the manager will waive all fees.

Risks involved with investing.